Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I find PayPal credit very helpful.

I find PayPal credit very helpful. I have never had a problem with PayPal. I would highly recommend! Great customer service! So helpful if needed? I find I manage my finances better using PayPal credit. Reviewed on: 15th May 2024

Easy to use app

I find using the app very easy and straightforward. Reviewed on: 15th May 2024

PayPal Credit has your back and makes buying easy pe...

PayPal Credit has your back and makes buying easy peasy!!! Reviewed on: 15th May 2024

4 months interest free on purchases over 100 quid ha...

4 months interest free on purchases over 100 quid has helped me out innumerable times! Reviewed on: 15th May 2024

Excellent all around.

Excellent all around. Flexibility at its best and app is very easy to use. Reviewed on: 15th May 2024

pay pal 4 life

5 star service always there when you pay online Reviewed on: 15th May 2024

Secure reliable transactions, .

Secure reliable transactions, extra financial credit when needed, easy payments Reviewed on: 15th May 2024

Excellent service

Excellent service, easy to send money and I like to pay with it always Reviewed on: 15th May 2024

Ok thanks soo much I am happy with...

Ok thanks soo much I am happy with PayPal Reviewed on: 15th May 2024

spectacular

I rely a lot on my PayPal credit for all my online purchases Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub