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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is an absolutely fabulous pay service and Pay...

PayPal is an absolutely fabulous pay service and PayPal credit has helped me so much with purchases that I have needed to make. The repayments are great also. And the customer service is 100% Reviewed on: 15th May 2024

Great service with flexible options to suit your needs.

Great service with flexible options to suit your needs. Easy payment methods with flexible payback options Reviewed on: 15th May 2024

Always been good and easy to use.

Always been good and easy to use.will continue to use unless interest is added. Reviewed on: 15th May 2024

Only good experience,fair offers!

Only good experience,fair offers! Reviewed on: 15th May 2024

Goooooood

Good.. good. Good good.. that it Reviewed on: 15th May 2024

Easy to use, track and pay.

Easy to use, track and pay.Pay in 3 provides a good option Reviewed on: 15th May 2024

Got curious

I haven’t used it much because I haven’t had too, I looked into mail t out of curiosity but front the times that I have done I can say it’s been a great way making a purchase with it being easy to do the the company on the whole being easy to deal with. Reviewed on: 15th May 2024

I love the flexibility with PayPal pay in 3!

I love the flexibility with PayPal pay in 3! Reviewed on: 15th May 2024

I would recommend this to anyone

I would recommend this to anyone Reviewed on: 15th May 2024

I love the way paypal work, Worry free purchasing

I love the way paypal work, Worry free purchasing Reviewed on: 15th May 2024

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