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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great love it would recommend it totally for anyone...

Great love it would recommend it totally for anyone to use Reviewed on: 15th May 2024

Amazing customer service, always very helpful, promp...

Amazing customer service, always very helpful, prompt with answering calls too. I often buy using my PayPal account as I know that if there is any problems, PayPal is there to help! I’ve had a couple of incidences in the past with not receiving items, or receiving faulty products and PayPal have always resolved the issue promptly and professionally. Reviewed on: 15th May 2024

I think that PayPal offers a Great service.

I think that PayPal offers a Great service. Easy to use. Quick payments and competitive rates. I would recommend to anyone needing fast and easy payment methods. Given the ability to secure a range of payments through this platform. Reviewed on: 14th May 2024

PayPal makes it effortless for all money transactions

PayPal makes it effortless for all money transactions Reviewed on: 14th May 2024

Shop on line with full confidence

Paypal credit is a god send. It covers me to take extra holidays and I just pay it off over the four month period. I always use PayPal when buying on line It allows me to buy with full confidence Reviewed on: 14th May 2024

Good lender and more flexibility in payments.

Good lender and more flexibility in payments. Reviewed on: 14th May 2024

They offer 0 percentage to pay back

They offer 0 percentage to pay back Reviewed on: 14th May 2024

Never had an issue with PayPal credit.

Never had an issue with PayPal credit. Fast safe and reliable. Reasonable interest rates too Reviewed on: 14th May 2024

Great for spreading cost of bigger purchases

Great for spreading cost of bigger purchases Reviewed on: 14th May 2024

I am using PayPal around ten years now never get dis...

I am using PayPal around ten years now never get disappoint. Reviewed on: 14th May 2024

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