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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Perfect company always helpful and my life easier an...

Perfect company always helpful and my life easier and safer online Reviewed on: 13th May 2024

Love the pay in 3 feature and 4 months for 100 trans...

Love the pay in 3 feature and 4 months for 100 transaction being interest free Reviewed on: 13th May 2024

Great service

Never had an issue, i have had othing but a good experience Reviewed on: 13th May 2024

It helped me out as I was unable to buy the applianc...

It helped me out as I was unable to buy the appliances at one shot. And by breaking the payment down it really helped me out. Reviewed on: 13th May 2024

Straightforward, no hassle company.

Straightforward, no hassle company. Reviewed on: 13th May 2024

PayPal it’s a facility tool for our life spending

Everything I need to pay it’s been straight forward, credit it’s perfect give you enough time to pay, I am very satisfied with the service Reviewed on: 13th May 2024

Really great customer service.

Really great customer service. Agile, easy to use. No complaints Reviewed on: 13th May 2024

Life saver

It’s good to have PayPal doing your purchase safely and the PayPal credit is amazing when you want to buy something but can not afford it right now so PayPal credit is there to help Reviewed on: 13th May 2024

PayPal is very great and attractive

It has been very great since I started using PayPal until now and I will always recommend to everyone. Reviewed on: 13th May 2024

Happiness

PayPal makes life simpler. I could buy items that I could never afford without the easy pay. Reviewed on: 13th May 2024

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