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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great to use and have

Using paypal credit is extremely easy to use and interest are the lowest ive come across. Never had any issues using the service. Reviewed on: 13th May 2024

PayPal is the best money app out there

Every dealing I’ve had with PayPal has been fab, the app is excellent and so is customer service Reviewed on: 13th May 2024

Have never had any issues with their service

Have never had any issues with their service Reviewed on: 13th May 2024

Always fast an effortless service and a convenient w...

Always fast an effortless service and a convenient way to pay especially if your in a hurry Reviewed on: 13th May 2024

My experience with PayPal is always good excellent e...

My experience with PayPal is always good excellent easy to use and understand with excellent value for money Reviewed on: 13th May 2024

PayPal credit gives flexible payment options

PayPal credit gives flexible option that can help in getting needed big and/or unplanned purchases. Reviewed on: 13th May 2024

Very good, easy to access and get enough time for re...

Very good, easy to access and get enough time for repayment Reviewed on: 13th May 2024

PayPal Credit offers convenience and security

PayPal Credit offers unparalleled convenience and security, allowing users to make purchases online without the need to disclose bank card information. With a robust money-back guarantee and fair treatment policies, users are protected in case of any issues with their purchases or services. Additionally, PayPal Credit provides a 4-month interest-free period, making it even easier and more practical to manage payments. PayPal Credit's stringent security measures ensure that transactions are safe and secure, providing peace of mind for users. Overall, it's the ideal choice for hassle-free online shopping with added layers of protection and financial flexibility. Reviewed on: 13th May 2024

Brilliant credit too use and so easy

Brilliant credit too use and so easy Reviewed on: 13th May 2024

I always use PayPal credit and prefer PayPal to any...

I always use PayPal credit and prefer PayPal to any other lenders. Would 100% recommend! Reviewed on: 13th May 2024

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