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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have always had good experience with paypal

5
I have always had good experience with paypal Reviewed on: 14th July 2026

confident,...card

4
With using the right card makes you feel confident, my money is in the safe hands with PayPal Reviewed on: 14th July 2026

Faultless quick and easy stress free

5
Faultless quick and easy stress free Reviewed on: 14th July 2026

Easy to use online.

5
Easy to use online. Many services offered Reviewed on: 14th July 2026

Efficiency

5
PayPal is a safe way of paying for goods. I use PayPal for many years and definitely recommend it. Reviewed on: 14th July 2026

Good but it can be best if you provide sort code acc...

4
Good but it can be best if you provide sort code account number. Reviewed on: 14th July 2026

Great service, easy app to use, great that you can s...

5
Great service, easy app to use, great that you can spread the cost over a few months Reviewed on: 14th July 2026

Pay in 3, best thing since sliced bread

5
The pay in 3 service has been very helpful and never had an issue with it Reviewed on: 14th July 2026

Love PayPal feel secure using it

5
Love PayPal feel secure using it Reviewed on: 14th July 2026

Happy customer

5
Very easy to set up and use. Option to pay four with 0 interest is really helpful. Reviewed on: 14th July 2026

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