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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109115 reviews)

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4.90

Based on 109,115 reviews, last reviewed 17th May 2026

2687200% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I always use paypal its an amazing service, I always use paypal its an amazing service, helps spreads cost of more expensive things interest free for 4months which helps a lot, i would recommend... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109115)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great experience using paypal

I have had good experience with using PayPal, gives me peace of mind that my money will be refunded back to my account if there is disagreement or fraudulent transactions Reviewed on: 15th May 2026

Very effective, pay everywhere in the world

Very effective, pay everywhere in the world Reviewed on: 15th May 2026

Always had no problem with PayPal .n

Always had no problem with PayPal .good service all in . Reviewed on: 15th May 2026

Love the buy now pay later.

Love the buy now pay later. Gives me more time to pay and budget on other things. Reviewed on: 15th May 2026

It was supposed to be interest free if you cover it...

It was supposed to be interest free if you cover it within a certain amount, but it doesn’t seem to apply for all expenses Reviewed on: 15th May 2026

Great service great platform to keep money s...

Great service and very save platform to keep money safe Reviewed on: 15th May 2026

Very clear data, easy to use and can use with a wide...

Very clear data, easy to use and can use with a wide range of merchants. Reviewed on: 15th May 2026

Flexible, Reliable, and just Perfect

I’ve used PayPal Credit for over a year now and it’s honestly been one of the most useful financial tools I’ve had. What I love most about it is how simple and convenient it is to spread the cost of bigger purchases without needing a traditional credit card. Also, the app is easy to use, making it simple to track balances, payments, and due dates. On top of everything my experiences with customer service always been positive. Overall, PayPal Credit has given me flexibility, convenience, and peace of mind when shopping online. I’d definitely recommend it to anyone looking for a reliable and easy-to-use credit option for any purchases :) Reviewed on: 15th May 2026

Is the easiest way to payment and is very reliable...

Is the easiest way to payment and is very reliable Reviewed on: 15th May 2026

PayPal have always been brilliant if I have any issu...

PayPal have always been brilliant if I have any issues it's dealt with quickly with minimal hassle great service Reviewed on: 15th May 2026

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