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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great service

Paypal so easy to use never had an issue. Reviewed on: 14th July 2026

All services perfect and good deals

All services perfect and good deals Reviewed on: 14th July 2026

So easy to use and very safe

So easy to use, very safe, i use my PayPal where possible , very beneficial when buying on line, I won't buy on line if I can't use my paypal with all the scammers and hackers, ive recommended PayPal to 11 friends and family who are now using it and love it, everybody who has a bank account should have it. Reviewed on: 14th July 2026

PayPal is convenient

PayPal is convenient It would be useful if it allow me to select which purchase I want to pay an instalment off. Unless I’m missing that. But over all it’s a good asset. Reviewed on: 14th July 2026

Fave way of Pay

Using PayPal for years , as a extra insurance, help with a Pay or extra fast way . Reviewed on: 14th July 2026

I found it very easy to set up, straight forward ste...

I found it very easy to set up, straight forward steps without lots of unnecessary hassle Reviewed on: 14th July 2026

PayPal is easy to use, very user friendly

PayPal is easy to use, very user friendly Reviewed on: 14th July 2026

It’s great!!

PayPal credit enables me to get more expensive items and pay it off. It has been really helpful! I send money to buy things or to friends and family with ease!!. I have used customer services and they were so helpful too. It’s so reassuring to know you can get support or raise an issue with a payment and have it resolved. It feels a safer way to make payments. I use it at least weekly! All in all great. Reviewed on: 14th July 2026

Easy to use, instant, transparent and the interest r...

Easy to use, instant, transparent and the interest rate is competitive. There is also a good choice of purchase options. Feels safe, secure. I recently got scammed and I got a full refund so very happy with protection levels. Highly recommend Reviewed on: 14th July 2026

Flexible payment options, including credit.

Flexible payment options, including credit...many stores and nearly all websites offer PayPal as payment option. Reviewed on: 14th July 2026

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