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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181045)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple, fast and reassuring

5
Very easy to use makes all payment process so smooth Reviewed on: 14th July 2026

Good service provided and excellent customer service

5
Good service provided and excellent customer service Reviewed on: 14th July 2026

Fab service so easy to use and the points you can ea...

5
Fab service so easy to use and the points you can earn apending is the best reward scheme out there Reviewed on: 14th July 2026

I didn’t get my wages and it helps me in difficult t...

5
I didn’t get my wages and it helps me in difficult time Reviewed on: 14th July 2026

Helps keep finance details secure

5
I love using PayPal for online payments as it means I don’t have to share my finance details, thus reducing risk of scams and my data being exposed Reviewed on: 14th July 2026

Great product, easy to use and love the experience

5
Great product, easy to use and love the experience Reviewed on: 14th July 2026

I've always had smooth running with my pay pal not h...

5
I've always had smooth running with my pay pal not had any problems so far been with them for years work well for me Reviewed on: 14th July 2026

Always been spot on and my go to

5
Always been spot on and my go to Reviewed on: 14th July 2026

Love how paypal makes transaction simple but most im...

5
Love how paypal makes transaction simple but most importantly safe Reviewed on: 14th July 2026

Excellent

5
There are a wide variety of online stores to buy from and the Paypal app makes repayments so much easier. Reviewed on: 14th July 2026

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