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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Great Company

I am happy to give a positive review to PayPal Reviewed on: 4th August 2023

It is nice to do business with paypal

My experience is good with paypal credit with their offer Reviewed on: 4th August 2023

Good

Good Reviewed on: 4th August 2023

good communication's with customer

Easy transaction went paying for goods. Reviewed on: 4th August 2023

Fast sign up, easy to understand the terms, and used on a majority of websites

I signed up for Paypal Credit for a little help in purchasing things over a long term plan or a short term pay in installments due to recieving disability benefits (which, unfortunately, don't cover just enough) and it's been wonderful being able to have a way to help pay for things that make life easier without having to worry about interest straight away or just the fact that you can't buy what helps because you just can't afford it. I recommend Paypal Credit highly. A lot better than another credit card company I won't name but was horrendous for how they handled switching their credit to another company's. Reviewed on: 4th August 2023

Always trustfull

Mosy secure way of payment,protect your money Reviewed on: 3rd August 2023

Excellent on going interest free payments.

I found that being able to spread payments over 4months on £100 spend (NTEREST FREE!), absolutely amazing and extremely helpful in the current climate. I just wish that all retailers would accept PayPal, most do, but there are many major players that don't! The most notable being amazon. Overall though I would wholeheartedly recommend PayPal especially for it's ease of use and convenience. Reviewed on: 3rd August 2023

PayPal is your pal

I vote PayPal as one of the best ways to pay for things it's really helped me also the pay in three no interest if you settle up within a certain time a lifesaver thankyou paypal Reviewed on: 2nd August 2023

Comprehensive credit and online payment solution

Gives you granular control over online purchases, with flexible credit and pay-over-time offers. Reviewed on: 2nd August 2023

Excellent Customer Service

Have dealt with PayPal for some time and they are quick to resolve issues and have excellent customer service. Reviewed on: 2nd August 2023

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