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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service

5
Excellent service. Wider reach. Also the reward programme recently introduced further encourages to use paypal Reviewed on: 14th July 2026

Easy and hassle free service.

5
Probably the easiest and hassle free way to pay for goods and services. I've used them for so many purchases. Now every time I see the paypal option that's the one I make. It's great knowing you are covered if anything goes wrong too. Their pay in three is great if you want to spread the cost and with 0% interest makes it even better. Can't say fairer than that. Reviewed on: 14th July 2026

The service is very good and they are very quick to...

5
The service is very good and they are very quick to respond and I’m very happy Reviewed on: 14th July 2026

Pay pal first

5
Pay pal keeps me informed of everything that’s happening in my account. Customer care iz excellent should you need it. Reviewed on: 14th July 2026

Paypal Credit

5
Really useful credit experience. Like pay in 3. Reviewed on: 14th July 2026

Quick. Easy.Correct!

5
Quick to rich destination. Very easy and useful. Always correct . Available in most of countries.Hi safety and support. I use to be a more than 15 year. Reviewed on: 14th July 2026

Yes good for me for paying what about you

4
Yes good for me for paying what about you Reviewed on: 14th July 2026

With my credit is been excellent

5
With my credit is been excellent Reviewed on: 14th July 2026

As I’m a long standing PayPal customer

5
I’m a long standing PayPal customer and I’ve been so happy with the service that I’ve been receiving over these many years and with the ease of using the Pay Pal payment method, and being paid by my customers through its safe banking system. Reviewed on: 14th July 2026

I use my credit card all the time

5
I use my credit card all the time as I have a few months to pay them off Reviewed on: 14th July 2026

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