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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109147 reviews)

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4.90

Based on 109,147 reviews, last reviewed 17th May 2026

2688700% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I used PayPal longtime ago is good services I love... I used PayPal longtime ago is good services I love it Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109147)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had any issues with Paypal

Never had any issues with Paypal Reviewed on: 15th May 2026

I have a very positive experience with PayPal.

I have a very positive experience with PayPal. The service is easy to use, secure, and reliable. The transaction always is completed smoothly, and the customer support was helpful and professional. I truly appreciate the convenience and peace of mind that PayPal provides. Reviewed on: 15th May 2026

Simple to use across many platforms

Simple to use across many platforms Reviewed on: 15th May 2026

PayPal offers fast and secure payments, excellent bu...

PayPal offers fast and secure payments, excellent buyer protection, and easy transfers. Very convenient for everyday online shopping PayPal offers fast and secure payments, excellent buyer protection, and easy transfers. Very convenient for everyday online shopping Reviewed on: 15th May 2026

The PayPal credit has been fantastic.

The PayPal credit has been fantastic in terms of making payments for goods and services so easy and affordable for me. It enables me to spread payments and also the four month grace of interest free makes life to easy for me. Reviewed on: 15th May 2026

Never had any issues, convenient and easy to use

Never had any issues, convenient and easy to use Reviewed on: 15th May 2026

Great customer service, easy to use

Great customer service, easy to use Reviewed on: 15th May 2026

Peace of mind with PayPal

Easy to use, good offers for payments, money off etc. Any issues always resolved. Secure payments which is important in this day and age with so much fraud. Gives you peace of mind when making purchases. App is excellent, easy to navigate and well laid out. Good offers on purchases and offer great repayment options. Reviewed on: 15th May 2026

Helps me to manage larger purchases

Helps me to manage larger purchases so I can spread the cost over a few months. Reviewed on: 15th May 2026

Simless and trustworthy

Its simless and trusthworthy. I have used them for a transaction that turned out failed by the customer but PayPal helped me recover my money and that for me is incredible. Reviewed on: 15th May 2026

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