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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181153)

Pay in 3

5
Makes it easy to pay for items that I would normally put on a credit card as the full sum. Reviewed on: 8th July 2022
James Wright's avatar
James Wright

Just Love PayPal

5
I feel save with PayPal, I would recommend PayPal to everyone if they want to feel save when shopping…. Reviewed on: 8th July 2022
Ernani J de Al Junior's avatar
Ernani J de Al Junior

Excellent and fair

5
An easy and fair way to spend and pay back without extortionate fees etc - the future of day to day financial help Reviewed on: 8th July 2022
Andrew C's avatar
Andrew C

Great service!

5
As per title great service and credit provider. Reviewed on: 8th July 2022
Danman's avatar
Danman

One of the best out there !!

5
Always a safe way to pay. Giving you interest free payments for up to 4 months. Pay pal is my number one for purchases as i know my money is safe and i can spread the cost too !! Win Win. Reviewed on: 8th July 2022
Mil Johns's avatar
Mil Johns

Amazing

5
Happy with PayPal and I recommend it to everyone Reviewed on: 8th July 2022
Rhoda's avatar
Rhoda

fantastic Service

5
One of the best service providers. Reviewed on: 8th July 2022
lateef aliu's avatar
lateef aliu

Highly recommended

5
It has helped me a lot with my purchases. Very easy to use, very secure. I trust a lot in PayPal. Reviewed on: 8th July 2022
Jair Perez's avatar
Jair Perez

Super easy to use

5
Have been using PayPal as my primary funding source online for a number of years....fast secure payments and any issues I have had have been resolved quickly. Would highly recommend paypal to anyone! Reviewed on: 8th July 2022
John Hughes's avatar
John Hughes

Easy transaction

5
Smooth transition is the best for me and when something went wrong on the item I bought, I can claim my money back if it was not my fault Reviewed on: 8th July 2022
J K's avatar
J K

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