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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Quick, easy to use and compatible

PayPal is a quick and easy alternative to filling in card details. It is almost always an option when checking out online, and the PayPal credit service allows me to spread the costs of my online purchases. I use it just as much, if not more, than my bank card! Reviewed on: 8th July 2022

Super

Love Love paypal!!!!!,, super paypal!!!!! Reviewed on: 8th July 2022

Amazing product

PayPal is amazing very easy to use Reviewed on: 8th July 2022

Paypay credit has been amazing and helpful in getting things I needed on time

I've been able to buy stuff I needed with PayPal credit and I also get notification to make payment. Reviewed on: 8th July 2022

Best credit

Wouldn't use any other credit then paypal. So easy to use Reviewed on: 8th July 2022

Cannot fault them,

A lot better than the high street banks. Any problems they do there best to fix it. Reviewed on: 8th July 2022

Fantastic Service

PayPal credit was a great support for me at a time when l needed to make a purchase online with little trust of the sellers. Great and timely facility for me. Reviewed on: 8th July 2022

Paypal never let anyone down

The offers and the cs is my go to, they never let me down and always come up with new offers and deals Reviewed on: 8th July 2022

Excellent company always to hand

Didn't have the greatest credit score but PayPal accepted me and I have improved my score greatly Reviewed on: 8th July 2022

Wonderful service

Always given great service great products Reviewed on: 8th July 2022

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