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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Good reliable service

5
Excellent and efficient service Reviewed on: 8th July 2022

Fantastic provider

5
They are brilliant as can use PayPal credit for so many things and online shops. It’s a life savour. Reviewed on: 8th July 2022

PayPal credit

5
I do alot of shopping online and i find the safest and easy way to pay is to use PayPal and PayPal credit Reviewed on: 8th July 2022

Paypal credit.

5
Paypal credit very good and simple to use. Reviewed on: 8th July 2022

No brainer

5
0% interest on purchases for up to 4 months is a no-brainer. Reviewed on: 8th July 2022

Very professional and reliable service with excellent service and security.

5
I always use PayPal services for its customers and secure services. Reviewed on: 8th July 2022

Peace of mind credit card

5
Very handy to use in terms of urgency purchases. Reviewed on: 8th July 2022

Paypal

5
Paypal Credit is great,low pay back every month Reviewed on: 8th July 2022

Amazing!

5
PayPal credit is amazing, if your short on cash, it really helps until payday. Easy to use easy to pay back Reviewed on: 8th July 2022

Perfect .....Helpful at hard times

5
Perfect .....Helpful at hard times Reviewed on: 8th July 2022

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