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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Credit Boost

I applied for & was accepted for PayPal Credit which was super fast and easy to do. I love the fact that so many things in my family's life have changed because I now have an affordable way to pay for so many things, from weekend activities, birthday's, Christmas, holidays and even the armchair that I'm sitting in right now to write my review! This great new way to pay has made my life so much happier and less stressful. PayPal Credit is No 1 for Safe, Stress Free, No nonsense and Affordable online shopping. Reviewed on: 8th July 2022

Fair transparent with great offers of 0% purchases

A great company very good to deal with great rates on offer Reviewed on: 8th July 2022

Paypal credit spend on almost anything

Paypal credit has help me and my family decorate our home and buy furnishings to match, martial arts and up to date technology. Would highly recommend paypal credit to any family or business. Reviewed on: 8th July 2022

Paypal Rocks

been with paypal for years now and i no problem at all. always been so helpful when i need it. i dont have any regrets having it. Highly recomended! Reviewed on: 8th July 2022

PayPal credit, easy to use and trustworthy

Have no problems with my PayPal credit account and the app is easy to navigate Reviewed on: 8th July 2022

More than happy

I am very happy every time when I use PayPal! Special with PayPal credit! I so happy I will recommend to all my clients and my friends Reviewed on: 8th July 2022

PayPal credit is the best choice!

This one was my best decision I made, if I knew this before, would apply earlier avoiding many others credit companies to be honest. If you need to pay something in few months than this is definitely it and best of all, it will not lower or impact your credit score. Reviewed on: 8th July 2022

PayPal Credit is great and flexible

I mainly use it to purchase almost everything online (e.g. hotels, flights, home furniture, etc.). PayPal Credit is very flexible, quick, relaible and convenient Reviewed on: 8th July 2022

Good so far

All good experience so far I had with it Reviewed on: 8th July 2022

Best value credit

PayPal Credit is very simple to use on check out online & then easy to manage from your account. There are some fabulous money saving offers, such as 4 months interest free. Which is the one I tend to make use of 'to spread the load' as it were. Makes it the cheapest credit available as far as I can see. Reviewed on: 8th July 2022

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