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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181082)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used paypal for many years

5
I have used paypal for many years with no bad experiences I am happy with the service they supply. Reviewed on: 14th July 2026

I love PayPal they help me all I am very happy with...

5
I love PayPal they help me all I am very happy with PayPal Reviewed on: 14th July 2026

Easy to arrange.

5
Easy to arrange. Make sure you select the interest free option. Reviewed on: 14th July 2026

Such a positive experience every time!

5
Such a positive experience every time! Reviewed on: 14th July 2026

Easy application .

5
Easy to apply for and review and make payments. Reviewed on: 14th July 2026

Very easy to use and if you get Eny problems they he...

5
Very easy to use and if you get Eny problems they help you Reviewed on: 14th July 2026

Its been really helpful, and made buying things much...

5
Its been really helpful, and made buying things much easier. Reviewed on: 14th July 2026

Easy to set up and a easy to use app.

5
Easy to set up and a easy to use app. Reviewed on: 14th July 2026

Definitely Recommend

5
Very easy to make payments and also resolve problems very quickly... Would recommend to family and friends..will continue using .. Reviewed on: 14th July 2026

PayPal Credit has been incredibly useful

5
PayPal Credit has been incredibly useful and has made managing larger purchases much easier. The application process was straightforward, and being able to spread the cost gives me much more flexibility without the hassle. It's simple to use, payments are easy to manage through the app, and it's been a really convenient way to budget. Overall, it's a reliable service that has made life much easier, and I'd happily recommend it to anyone looking for a flexible payment option. Reviewed on: 14th July 2026

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