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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168357)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

HIGHLY RECOMMEND

Quick to resolve issues and very trustworthy. Reviewed on: 7th July 2026

PayPal credit is the way forward.

Absolutely fantastic, easy to control in the app, 3 months 0% interest on any purchase and everything is easy to apply for and use. Reviewed on: 7th July 2026

Very easy to use, convenient and no fuss

Very easy to use, convenient and no fuss Reviewed on: 7th July 2026

Great for sending money and payments, can be hard to...

Great for sending money and payments, can be hard to speak to someone Reviewed on: 7th July 2026

Excellent way to spread the cost of purchases

Excellent way to spread the cost of purchases without having to pay interest, easy and simple way to pay i don't need to worry about manual payments or additional costs. Would definitely recommend to friends and family. Reviewed on: 7th July 2026

Paypal is really easy to use, make payment fast and...

Paypal is really easy to use, make payment fast and simple, plus easy to track your parcel and what you spend Reviewed on: 7th July 2026

Easy protection against scams & dodgy deals

In this day and age of fraudsters, scammers and crooks it's nice to know that PayPal has your back when buying online, providing peace of mind and protection. With the added bonus that it's quicker to login and pay with PayPal than it is to type your card details in each time! Reviewed on: 7th July 2026

PayPal is a very reputable, trustworthy, reliable an...

PayPal is a very reputable, trustworthy, reliable and customer focused company. Reviewed on: 7th July 2026

Easy to use, easy to find everything and customer se...

Easy to use, easy to find everything and customer service is always prompt and helps you with every step. Reviewed on: 7th July 2026

Very helpful .

Very helpful . pay in 3 great think! Reviewed on: 7th July 2026

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