Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181044)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I am happy with PayPal service so far with pleasant...

I am happy with PayPal service so far with pleasant customer service Reviewed on: 13th July 2026

good experience and very satisfied with everything

good experience and very satisfied with everything Reviewed on: 13th July 2026

Amazing, it’s easy to use and helpful

Amazing, it’s easy to use and helpful Reviewed on: 13th July 2026

Paypal helps me maximise my hard-earned money.

Paypal helps me maximise my hard-earned money. Reviewed on: 13th July 2026

Paypal has always been beneficial to my financial help

Paypal has always been beneficial to my financial help Reviewed on: 13th July 2026

Helps manage my bills over the month if purchases ar...

Helps manage my bills over the month if purchases are necessary Reviewed on: 13th July 2026

Not a bad time always helpful to get you the...

Not a bad time always helpful to get you the help Reviewed on: 13th July 2026

Its been good

Its all been good from the beginning never had a problem Reviewed on: 13th July 2026

100% positive never had any problems with PayPal

100% positive never had any problems with PayPal Reviewed on: 13th July 2026

Long term Customer

I’ve had PayPal Credit for years and it always comes in handy for mainly online purchases where I don’t want to use or can’t use my Klarna Card I’ve recently added a PayPal Credit Virtual Card to my Apple Pay which will come in use for a hair cut I’m getting and by using PayPal Credit rather than my Klarna I feel have have more control over how and when I pay that balance off Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101213 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub