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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181044)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

They’re really good

5
Never had any problems with PayPal, just had one little hiccup once when I couldn’t transfer money, rang them up and they explained the situation straight away and problem was sorted really quick and efficiently Reviewed on: 13th July 2026

Happy Great

5
Great really easy to use and fast Reviewed on: 13th July 2026

So flexible easy payments but could improve with sta...

5
So flexible easy payments but could improve with statements and points system still indicating as pending.... Reviewed on: 13th July 2026

Grate pal

5
Grate in every aspect of money safety Reviewed on: 13th July 2026

So easy to use and the App is presented very...

5
So easy to use and the App is presented very well Reviewed on: 13th July 2026

Very good experience with PayPal I’m very happy with...

5
Very good experience with PayPal I’m very happy with them Reviewed on: 13th July 2026

Good and smooth experience l, easy to apply, pay and...

5
Good and smooth experience l, easy to apply, pay and can be managed easily with help always available Reviewed on: 13th July 2026

Never Have had a problem .

5
Never Have had a problem . What more can you ask for Reviewed on: 13th July 2026

Great and easy service to use with flexible ways to...

5
Great and easy service to use with flexible ways to pay Reviewed on: 13th July 2026

It's so easy to use.

5
It's so easy to use. Literally follow the simple steps and tahdah! Even an idiot (me) can do it! Reviewed on: 13th July 2026

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