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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Fantastic never had a problem great customer service

Fantastic never had a problem great customer service Reviewed on: 14th July 2026

It is useful and I use it for big things

It is useful and I use it for big things Reviewed on: 14th July 2026

It’s offered great value, I use PayPal every day to...

It’s offered great value, I use PayPal every day to help with payments and makes purchases so much easier. Would definitely recommend it to anyone. Never had any problems but the customer service operators are very helpful Reviewed on: 14th July 2026

I haven’t used customer support so can’t rate.

I haven’t used customer support so can’t rate. Other services have been great Reviewed on: 14th July 2026

Easy to use, straightforward to start

Easy to use, straightforward to start Reviewed on: 14th July 2026

Help manage psyments throughout the month

Help manage psyments throughout the month Reviewed on: 14th July 2026

Always good and helpful , gets to purchase my desire...

Always good and helpful , gets to purchase my desired item without any stress for money , thanks to PayPal credit.thankyou. Reviewed on: 14th July 2026

Quick and easy to use.

Quick and easy to use. Never had a problem with paying or refunds. Pay in 3 is very convenient for unexpected purchases. Q Reviewed on: 14th July 2026

PayPal is user friendly and a secure way of managing...

PayPal is user friendly and a secure way of managing payments Reviewed on: 14th July 2026

PayPal credit has pulled me out of a few holes at th...

PayPal credit has pulled me out of a few holes at the tail end of some rough months. Easy to use, from the checkout all the way through to clearing the balance. Reviewed on: 14th July 2026

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