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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (169423)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal returned my money on a product i bought never...

Paypal returned my money on a product i bought never recived in good time Reviewed on: 7th July 2026

User Friendly

Always easy to use. Quick and painless. Reviewed on: 7th July 2026

Helpful and Trustworthy

It’s been helpful to know I have pre-approval for credit and can access this at any time I might need through PayPal. I feel that they are one of the more trustworthy and protected providers when looking for credit options. Reviewed on: 7th July 2026

Simple and easy to understand.

Simple and easy to understand. Ultra convenient all round.. Trust worthy and financially safe. Peace of mind scam safety wth a good customer service team who are ready to help. A Stella service all round. They are my go to payment method. Reviewed on: 7th July 2026

I don’t have never issue with PayPal

I don’t have never issue with PayPal Reviewed on: 7th July 2026

Love paypal

Love PayPal interest free for 3 months credit when you need it never any problems as far as I am concerned .feels safer paying with PayPal do most of my shopping online as am disabled so always great to use as most places you can use it even for food at certain outlets . Reviewed on: 7th July 2026

Easy to use App and Services

Easy to use App with optiond for debit and credit cards. Pay in 3 schemes are helpful for big purchases. Reviewed on: 7th July 2026

PayPal: Where Security Meets Simplicity

Over the years, PayPal has stood out to me as one of the most recognised and dependable payment services I have used. In a world where digital transactions can sometimes feel uncertain, PayPal provides a sense of security and confidence that matters. The simplicity, reliability, and protection it offers during transactions have made my experience consistently positive. Trust is not built through words alone it is built through repeated experiences, and PayPal has earned that trust from me. Based on my personal experience, I can confidently recommend PayPal as a secure and reliable choice for everyday transactions. Reviewed on: 7th July 2026

I’ve used PayPal credit pay in 4 and pay in three fo...

I’ve used PayPal credit pay in 4 and pay in three for years. Easy way of breaking up larger purchases interest free. Reviewed on: 7th July 2026

Easy to use and very convenient would recommend

Easy to use and very convenient would recommend Reviewed on: 7th July 2026

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