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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The process of using PayPal credit is simple enough...

The process of using PayPal credit is simple enough to use and apply for. It is available through pretty much all retailers I have used PayPal for. Reviewed on: 29th May 2025

PayPal is awesome, I've used it on a regular basis,...

PayPal is awesome, I've used it on a regular basis, very user friendly interface and very reliable. Reviewed on: 29th May 2025

I have been using PayPal for a number of years now a...

I have been using PayPal for a number of years now and it has been such a blessing times where I didn't have enough cash I had the option of pay in three or PayPal credit and the assurance I get buying stuff through PayPal makes it all worth it for me I always recommend PayPal to friends and family. Reviewed on: 29th May 2025

Never had a problem with them.

Never had a problem with them. Always been on the ball and helpful Reviewed on: 29th May 2025

PayPal - Simple but so so effective!

I often use PayPal for the added security when making larger purchases. I also use PayPal credit to spread the cost of purchases over 4 months with 0% interest. Reviewed on: 29th May 2025

Excellent- Never had any issues with PayPal

Never had any issues with PayPal, been using it for many years now. Reviewed on: 29th May 2025

All good pay in 3 instalments is my favorite

All good pay in 3 instalments is my favorite Reviewed on: 29th May 2025

A safe way to pay also spreading larger purchases...

A safe way to pay, also spreading larger purchases over 3 months is great. Reviewed on: 29th May 2025

Family Gifts sent to France with so much ease...

I use paypal to send birthday and christmas present money to my family in France. It couldn't be easier, quicker or safer and does the automatic conversion plus you're able to send a message too, so much easier than using a bank or buying cards! Reviewed on: 29th May 2025

PayPal credit , Flexible, brilliant and worth it.

Having had my PayPal account for several years now, it’s been one of the best accounts with the flexibility of spreading costs to being able to pay for things and services with immediate effect. I feel that it give the consumer a wider scope of choice with a brilliant service to boot!! Reviewed on: 29th May 2025

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