Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181043)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always there when needed

Always there when needed - I’ve been using it happily for many years. Pretty much anywhere I can use it. Great shopping companion. What else can I say , it’s doing what it supposed to do. Please keep up the good work. Reviewed on: 13th July 2026

Good rates and a very easy process.

Good rates and a very easy process. Reviewed on: 13th July 2026

Always happy!

Always happy! Easy to make a shopping. Reviewed on: 13th July 2026

Paypal credit excellent

Paypal credit is really good if you get paid monthly and you need something g you have 30 days tobpal worjs good for me Reviewed on: 13th July 2026

Was easy to use

Was easy to use and set up. Gives a good payment option and good rewards. Reviewed on: 13th July 2026

Very easy

Very easy to use and reliable. Any payments to friends and family, accounts or organisations is always checked so no mistakes. Very useful when making payments to new accounts. Reviewed on: 13th July 2026

Excellent Experience

Very good so far. Customer service is really good. Fast and professional Reviewed on: 13th July 2026

PayPal is convenient trustworthy and reliable.

PayPal is convenient trustworthy and reliable. Reviewed on: 13th July 2026

Supporters

Good experience and supportive as well Reviewed on: 13th July 2026

I like it I just don’t think the promo period was lo...

I like it I just don’t think the promo period was long enough Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub