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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109399 reviews)

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4.90

Based on 109,399 reviews, last reviewed 17th May 2026

2700200% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always a smooth transaction Always a smooth transaction. I really like the pay in 3 option. Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109399)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is my goto payment provider.

PayPal is my goto payment provider. Flexible products and excellent security and post transaction support. Reviewed on: 15th May 2026

PayPal's Agents Are Very Patient And Helpful.

Whenever I have had a query their agents have ALWAYS been more than helpful. They are patient, they listen and they have almost always resolved my issues. On the one occaision they couldn't it turned out is was a vendor issue, not a PayPal issue. Reviewed on: 15th May 2026

Very easy to use and keep track of my money

Very easy to use and keep track of my money Reviewed on: 15th May 2026

Fantastic! I use it all the time

I use PayPal credit for all online purchases, safe, secure, saves my information for easy checkout. Appreciate the 0% for 4 months, I find this better to budget and manage outgoings. Can save up the points and redeem when I want. Reviewed on: 15th May 2026

Good Ok and excellent

Ok service 99%. They do listen , so keep up the good work ……. Reviewed on: 15th May 2026

Great service and product

The process is quite seamless, and make purchase and repayment easy. Also get timely reminders of outstanding payments to be repaid. Reviewed on: 15th May 2026

I am very satisfied, good service

I am very satisfied, good service Reviewed on: 15th May 2026

Great service

Great company no problems at all Reviewed on: 15th May 2026

PayPal has always been a great way for me to spread...

PayPal has always been a great way for me to spread the cost using its credit option Reviewed on: 15th May 2026

Best company around

Always use PayPal.. fantastic company!! Reviewed on: 15th May 2026

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