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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170243)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Worst Credit provider

Worst ! Not complaint to consumer duty regulations. I can never understand their statements or transactions or how they charge interest. Not at all CCA complaint Reviewed on: 8th July 2026

Been using Paypal for 8 years.

Been using Paypal for 8 years..always good service. Reviewed on: 8th July 2026

would highly recommend

I find PayPal credit easy to use. I have used it a lot and always pay off within 2 months max: Reviewed on: 8th July 2026

Flawless

Always had a flawless experience with Paypal, easy, fast and secure! Reviewed on: 8th July 2026

Really easy to use helps me out when I need abit of...

Really easy to use helps me out when I need abit of extra cash n really easy to pay back Reviewed on: 8th July 2026

Guilt free treat!

Very easy to use and it’s great for a treat. Spreading the cost doesn’t feel so indulgent. Reviewed on: 8th July 2026

Quick and simple to use.

Quick and simple to use. Whenever I have requested support the responses and clear and swift. I like the flexibility and the security with using PayPal Reviewed on: 8th July 2026

I use paypal as a safe and easy way to pay for items...

I use paypal as a safe and easy way to pay for items in 3 payment it makes it more affordable Reviewed on: 8th July 2026

Excellent service And easy to use

Excellent service And easy to use Reviewed on: 8th July 2026

Secure and Reliable

PayPal has always been far more accessible than your standard bank, and have never let me down. PayPal Credit is easy to use, and far more reasonable in its repayments. Reviewed on: 8th July 2026

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