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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal credit excellent

5
Paypal credit is really good if you get paid monthly and you need something g you have 30 days tobpal worjs good for me Reviewed on: 13th July 2026

Was easy to use

5
Was easy to use and set up. Gives a good payment option and good rewards. Reviewed on: 13th July 2026

Very easy

5
Very easy to use and reliable. Any payments to friends and family, accounts or organisations is always checked so no mistakes. Very useful when making payments to new accounts. Reviewed on: 13th July 2026

Excellent Experience

5
Very good so far. Customer service is really good. Fast and professional Reviewed on: 13th July 2026

PayPal is convenient trustworthy and reliable.

5
PayPal is convenient trustworthy and reliable. Reviewed on: 13th July 2026

Supporters

5
Good experience and supportive as well Reviewed on: 13th July 2026

I like it I just don’t think the promo period was lo...

3
I like it I just don’t think the promo period was long enough Reviewed on: 13th July 2026

PayPal is always there for when I need it.

5
PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real money. I caan manage my Credit and the customer service is the best!!! Reviewed on: 13th July 2026

Paypal Credit card is all you need specially for beg...

5
Paypal Credit card is all you need specially for beginners. Reviewed on: 13th July 2026

I’m so happy with my PayPal on Apple Pay.

5
I’m so happy with my PayPal in fact I’m so happy with my PayPal credit card on my Apple pay because it’s so convenient and I know I’m protected and I get points, also they keep me posted about specials coming up. Reviewed on: 13th July 2026

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