Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal has remained a brand and provider I trust.

5
Paypal has remained a brand and provider I trust. The app is easy to use and accessible. Their dispute resolution centre remains the best I've ever used and I'm always assured they'll look into things properly. Reviewed on: 13th July 2026

It's super easy and really convenient to use!

5
It's super easy and really convenient to use! Reviewed on: 13th July 2026

Nice , easy , all in one place online

5
Nice , easy , all in one place online Reviewed on: 13th July 2026

Never had any issues with anything

5
Never had any issues with anything Reviewed on: 13th July 2026

Very convenient

5
Very convenient and easy to use. Would definitely recommend it to anyone who wants money safety. Reviewed on: 13th July 2026

Would Recommend!

5
Never had any problems with them. everything is always super smooth and easy and they are very helpful when needed Reviewed on: 13th July 2026

I always use as its the only thing I trust to pay on...

5
I always use as its the only thing I trust to pay online Reviewed on: 13th July 2026

Just simple and easy to use I've used PayPal for man...

5
Just simple and easy to use I've used PayPal for many years and it's always been great Reviewed on: 13th July 2026

The best credit experience I had.

5
The best credit experience I had. Reviewed on: 13th July 2026

Solid product, easy to understand and competitively...

5
Solid product, easy to understand and competitively priced Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101249 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products