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PayPal: PayPal Credit reviews

4.73
Based on 144,330 reviews, last reviewed 22nd Jun 2026
4298150% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good dispute resolution but communication could be i... Good dispute resolution but communication could be improved Reviewed on: 22nd June 2026
Gigi's avatar
Gigi

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144330)

Always provided a good and reliable service

5
Always provided a good and reliable service Reviewed on: 9th June 2026

Always have a good experience, even when something g...

5
Always have a good experience, even when something goes bad i know that Paypal will sort it out, never let me down so far. Reviewed on: 9th June 2026

I have used PayPal, it's so reliable.

5
I have used PayPal so many times. It's a safe, reliable way to pay and the knowledge that you will be insured is so important Reviewed on: 9th June 2026

Very good, use paypal credit a lot.

5
Very good, use paypal credit a lot. Reviewed on: 9th June 2026

Always reliable, great service, user friendly app &...

5
Always reliable, great service, user friendly app & customer service team are very helpful Reviewed on: 9th June 2026

Friendly

5
They have been straight forward to deal with when contacted. Reviewed on: 9th June 2026

I have used paypal for years.

5
I have used paypal for years. It has helped me pay for bills, rent, when times were hard. Let me pay in 3 payments which has been a god send. Reviewed on: 9th June 2026

Fast and reliable and secure.

5
Fast and reliable and secure. I always choose PayPal Reviewed on: 9th June 2026

Paypal credit is now part of my life.

5
Paypal credit is now part of my life. It helps a lot when we need to buy something and can spread the cost over 4 months with zero interest. Reviewed on: 9th June 2026

Exceptional customer service.

5
Exceptional customer service. Responsive and quickly solved a missed payment error without negative impact. Reviewed on: 9th June 2026

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