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PayPal: PayPal Credit reviews

4.73
Based on 144,463 reviews, last reviewed 22nd Jun 2026
4304150% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A convenient and safe way to pay for online items... A convenient and safe way to pay for online items Reviewed on: 22nd June 2026
Jody P's avatar
Jody P

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144464)

I have been using it nearby 2-3 years and it never d...

5
I have been using it nearby 2-3 years and it never disappoints me in any context. Reviewed on: 9th June 2026

Great Financial Service

5
Great financial service. Very easy to use the products. Debit and credit from the account is fast. Reviewed on: 9th June 2026

. good job

5
I like how everything works, they always solved the problem. Reviewed on: 9th June 2026

Always good.

5
Always good. I feel protected when making my purchases online. App has easy and user friendly layout. PayPal card helps collecting points which can be turned into money off. On few occasions PayPal helped me recover my money after I bought something that never arrived. Reviewed on: 9th June 2026

The experience has been second to none I do not say...

5
The experience has been second to none I do not say this lightly. This rating comes from real life experience on customer care and the fulfilment of disputes to a fair and just manner that reflects customer focus. No doubt customers comes first… An establishment that values the most valued part, integrity. Reviewed on: 9th June 2026

Just super handy and useful espically when I can't b...

5
Just super handy and useful espically when I can't be bothered to find my card info or need more time to save up in order to buy something or need payment plans that help me afford necessities or help out friends and family Reviewed on: 9th June 2026

Makes life very simple and secured

5
Makes life very simple and secured Reviewed on: 9th June 2026

Good lender I don't have any problem

4
Good lender I don't have any problem Reviewed on: 9th June 2026

I find PayPal useful to purchase big items

5
I find PayPal useful to purchase big items Reviewed on: 9th June 2026

Simple, fast and efficient

5
Simple to use, fast and efficient payment process, easy to spread the cost of purchases, safe and secure. Reviewed on: 9th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review