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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144545 reviews)

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4.73

Based on 144,545 reviews, last reviewed 22nd Jun 2026

4308000% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy payments with good opportunities for interest f... Easy payments with good opportunities for interest free over a period of time or payment plans that are affordable for those more expensive purchases Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144545)

PayPal is a lifesaver.

PayPal is a lifesaver. Very reliable and rewarding Reviewed on: 9th June 2026

Logging in is bizarre and glitchy

Logging in is bizarre and glitchy Reviewed on: 9th June 2026

PayPal review

I have found PayPal excellent at resolving disputes with retailers to the point where I am unlikely to purchase from websites that don’t have PayPal. Reviewed on: 9th June 2026

Wonderful. Superb

Wonderful.excellent.fantastic experience Reviewed on: 9th June 2026

Paypal credit

Paypal gives you reassurance if purchase goes wring Reviewed on: 9th June 2026

Poor experience

Poor expierience sometimes getting multiple payments for same thing Reviewed on: 9th June 2026

Straightforward and easy to use

PayPal is very straightforward to set up and use with very competitive rates. the offers are clear and explained well and I like the added bonus of having PayPal protection on any purchases that I make - overall it is an excellent product. Reviewed on: 9th June 2026

I've used PayPal pay in four a few times and it make...

I've used PayPal pay in four a few times and it makes things a lot easier to get things you want Reviewed on: 9th June 2026

It was ok, and would use them again

It was ok, and would use them again Reviewed on: 9th June 2026

Spreading the cost in an easy way

Great way to pay for things with instalments Reviewed on: 9th June 2026

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