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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732468693151576436 (144615 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144616)

Excellent service I have used PayPal for many years...

Excellent service I have used PayPal for many years as a business and for purchasing. The app is easy to use and I have recommended PayPal to many of my friends who use it for their own businesses. Reviewed on: 9th June 2026

PayPal is so helpful being able to have 4 months at...

PayPal is so helpful being able to have 4 months at 0% for purchases. Reviewed on: 9th June 2026

Excellent service easy to use PayPal

Excellent service easy to use PayPal Reviewed on: 9th June 2026

Easy to use, always at hand to make the purchase, gr...

Easy to use, always at hand to make the purchase, great deals Reviewed on: 9th June 2026

Use pay pal all the time.

Use pay pal all the time. Quick efficient way to pay Reviewed on: 9th June 2026

PayPal is fantadtic

PayPal is brilliant feel it’s the safest way to pay for things Reviewed on: 9th June 2026

Great service, very helpful.

Great service, very helpful. Gives you a little time to pay for lots of things with no added interest,when you need it. Brilliant. Reviewed on: 9th June 2026

Guardian

Helped to sort it out a refund , they've been very helpful Reviewed on: 9th June 2026

Flexible. Reliable

PayPal is a very reliable and flexible company. The flexibility of paying now or later, either over 3 months or 12 months has been a huge help for my finances. In the past, when I had problems with products and vendors, they were reliable in stepping in to resolve my query and get my money back. I would use PayPal every time for a new vendor, knowing that my consumer rights are protected if anything goes wrong. Thank you, PayPal. Reviewed on: 9th June 2026

Easy to set up and great to have

Easy to set up and great to have Reviewed on: 9th June 2026

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