Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732466683568666280 (144663 reviews)

View other PayPal products

4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144664)

Trustworthy safe

Value for money making me confidebt that money i spent has given me peace of mind that i can get money back if i encounter a problem plus get points now which is very usefull and good way to save to buy future products Reviewed on: 9th June 2026

Easy to use and convenient

Easy to use and convenient though have concerns around support when things go wrong though not experienced this personally friends have - hopefully never a need to, if so then all will remain good Reviewed on: 9th June 2026

Reliable and Secure Online Payment Service

I've been using PayPal for several years and have found it to be a convenient and secure way to send and receive payments online. The platform is easy to use, transactions are usually processed quickly, and the buyer protection features provide added peace of mind when shopping online. Customer service can sometimes take time to resolve issues, but overall, PayPal remains a reliable payment solution that I would recommend to others. Reviewed on: 9th June 2026

An excellent way to budget

An excellent way to budget or buy those little extra things but spread the cost Reviewed on: 9th June 2026

Professional and secure

Never any problems and the security is excellent making sure it’s me doing the spending. Reviewed on: 9th June 2026

I rate this a excellent

Don’t have any problems ordering anything or paying if I need a refund they are very helpful I love the pay over 3 payments option I would tell friends and family how easy it Reviewed on: 9th June 2026

Great app, great products, customer service though i...

Great app, great products, customer service though is lacking a bit, very hard to get gold of them and when you do it isn't that great. Reviewed on: 9th June 2026

I waste too much money so I don't like it

I waste too much money so I don't like it Reviewed on: 9th June 2026

Great and easy to use so many retailers

Great and easy to use so many retailers Reviewed on: 9th June 2026

Great Flexible Credit Option

PayPal Credit has been easy to use and gives me extra flexibility when making purchases. The application process was straightforward, payments are simple to manage, and it has helped me spread the cost of larger purchases when needed. Overall, a positive experience. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75388 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub