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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144689)

So many options

5
So many options with PayPal - payment from credit in your account, payment from your bank, payment in three, PayPal credit etc etc. Reviewed on: 9th June 2026

Easy to register and use.

5
Easy to register and use. Great for security Reviewed on: 9th June 2026

PayPal. uick and open

5
Extremely easy to use quick and open Reviewed on: 9th June 2026

It’s an efficient professional service.

5
It’s an efficient professional service. Reviewed on: 9th June 2026

Easy Easy Easy

5
Easy to use, clear instructions and a great website. I use PayPal credit as an easy way to manage my cash flow Reviewed on: 9th June 2026

They are just there for you and any problems they wi...

5
They are just there for you and any problems they will sort it out Reviewed on: 9th June 2026

Easy to use but difficult to cancel - should be easi...

4
Easy to use but difficult to cancel - should be easier ways to do this and clearer ways to reduce credit Reviewed on: 9th June 2026

Easy to use easy to pay

5
Easy to use easy to pay - quick & convenient helps me buy and pay off in instalments Reviewed on: 9th June 2026

Great product and easy to use

5
Ease of use and clear explanations about the repayment Reviewed on: 9th June 2026

PayPal credit review

5
Good offering of retailers and quick decision making Reviewed on: 9th June 2026

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