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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483844234742530 (144701 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144701)

Helpful and friendly, flexibility conventional banks...

Helpful and friendly, flexibility conventional banks don’t provide Reviewed on: 9th June 2026

Very good customer service, always helpful I feel li...

Very good customer service, always helpful I feel like they have your back Reviewed on: 9th June 2026

Love the interest free for four months

Love the interest free for four months Reviewed on: 9th June 2026

Simple and effective!

Never had any issues, customer service is always on point. Reviewed on: 9th June 2026

Always very helpful and friendly

Always very helpful and friendly Reviewed on: 9th June 2026

I have been a PayPal user for many years now.

I have been a PayPal user for many years now. I use it mostly for online purchase protection and take full advantage of its 4 months interest free for larger purchases. Reviewed on: 9th June 2026

Good service and the best way to pay back

Good service and the best way to pay back Reviewed on: 9th June 2026

Great user experience

PayPal just make the user experience very straightforward, offering flexibility & communication with an app that is very clear to use Reviewed on: 9th June 2026

There when you need it.

There when you need it. Three or four months interest free is amazing value. Reviewed on: 9th June 2026

Easy to use, easy to understand.

Easy to use, easy to understand.. spread the cost over 4 months for the things you love. Reviewed on: 9th June 2026

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