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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144715)

Never a problem if neededung to speak with customer...

5
Never a problem if neededung to speak with customer service No problem using PayPal Reviewed on: 9th June 2026

Smooth experience: efficient customer services - ove...

5
Smooth experience: efficient customer services - overall great satisfaction! Reviewed on: 9th June 2026

PayPal: The Gold Standard for Digital Payments

5
PayPal continues to impress with its seamless transaction experience and robust security features. The platform's intuitive interface makes sending and receiving money effortless, whether you're shopping online or splitting bills with friends. I particularly appreciate their buyer protection program, which gives me confidence when making purchases from unfamiliar sellers. The widespread acceptance of PayPal across countless online retailers eliminates the hassle of entering credit card details repeatedly. With consistent performance and innovative features like One Touch checkout, PayPal remains my go-to payment solution for all digital transactions. Reviewed on: 9th June 2026

I use PayPal regularly and have never had issues wit...

5
I use PayPal regularly and have never had issues with any transaction I have done. My late father recommended and I totally agree with him. Reviewed on: 9th June 2026

Brilliant

5
Good communication..very helpful Reviewed on: 9th June 2026

Credit applications

3
Good rates. Easy applications. Quick decisions Reviewed on: 9th June 2026

Good for value

5
Easy to use and 4 months interests free is helpful on bigger purchase. Reviewed on: 9th June 2026

Very safe and reliable,

5
I have been using pay pal from years. Very easy and helpful and more importantly its safe Reviewed on: 9th June 2026

Just super handy

5
Just super handy, particularly in providing a buffer between my bank and unknown sellers. Reviewed on: 9th June 2026

PayPal - what I think about them

5
Great service when I have had an issue with an order they have been brilliant in sorting it out and making sure I am protected. Reviewed on: 9th June 2026

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