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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171156)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I’ve been using PayPal credit for a few years now an...

5
I’ve been using PayPal credit for a few years now and it helps me no end with cash flow. Reviewed on: 8th July 2026

Never had any problems.

5
Never had any problems. Great stuff. Reviewed on: 8th July 2026

Not always easy to get hold on the phone but I feel...

5
Not always easy to get hold on the phone but I feel that they give a excellent service Reviewed on: 8th July 2026

To be honest I have never had any issues, it's alway...

5
To be honest I have never had any issues, it's always been easy and smooth throughout. Reviewed on: 8th July 2026

PayPal credit has been a positive experience.

5
PayPal credit has been a positive experience. Reviewed on: 8th July 2026

Paypal best.

5
Is my preferred payment source and most confident so far is my favourite. Reviewed on: 8th July 2026

Very satisfyied with previous experience i had and t...

5
Very satisfyied with previous experience i had and the manner i was dealt with from customer service. Reviewed on: 8th July 2026

Easy accessible website, easy funding for goods.

5
Easy accessible website, easy funding for goods. Easy way to make payments towards plans Reviewed on: 8th July 2026

Zero hassle.

5
Zero hassle. An easy and affordable way to spread payments. Reviewed on: 8th July 2026

Very smooth process and works very well.

5
Very smooth process and works very well. Excellent communication of account status Reviewed on: 8th July 2026

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