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PayPal: PayPal Credit reviews

4.73
Based on 144,101 reviews, last reviewed 21st Jun 2026
4287850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is good option and comes in handy when you... Pay in 3 is good option and comes in handy when you need something urgently. Reviewed on: 21st June 2026
Humara K's avatar
Humara K

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144101)

I personally have used PayPal for 7 years which rang...

5
I personally have used PayPal for 7 years which ranges from buying and selling on eBay to making purchases on Xbox and PlayStation or steam I’ve always had amazing interactions with anyone that I’ve spoken to from the team at PayPal there very understanding and hardworking people and always have made sure they have provided the best service possible. Reviewed on: 8th June 2026

Great product.

5
Great product. Not used it yet but PayPal will be very reliable and efficient. Reviewed on: 8th June 2026

Always easy to use - efficient and seamless

5
Always easy to use - efficient and seamless Reviewed on: 8th June 2026

Great service

5
Great customer experience, I will recommeh Reviewed on: 8th June 2026

Easy to use and good customer experience

5
Easy to use and good customer experience Reviewed on: 8th June 2026

my PayPal credit experience

4
I was able to purchase a computer part through them. I was able to pay back the balance over time Reviewed on: 8th June 2026

my payPal

5
I use PayPal when i come in UK,11 years ago,it was great,offer me guarantee of transaction of my purchases ,almost 90% of my purchases was made with PayPal on different online platforms.Phones,computers,playstation,and many anothers.Later offer me credit, start with 400£ now 2600£,offer me pay in 3 without fees. Reviewed on: 8th June 2026

0% interest!

5
Flexible payment options are superb to help you budgeting over a fixed period. Reviewed on: 8th June 2026

My go to any shopping these days

5
Always available to use when short of money which is my go to for allHid purchases nowadays. I would recommend PayPal credit to everyone. Reviewed on: 8th June 2026

Great value

5
4 interest free instalments is a great feature Reviewed on: 8th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review