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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144147 reviews)

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4.73

Based on 144,147 reviews, last reviewed 21st Jun 2026

4289950% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve never had a bad experience with them! I’ve never had a bad experience with them! They always help when there’s an issue. Very easy to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144147)

Product is alright, customer service is bad

Product is alright, a bit complicated and confusing. The customer service is horrible, it takes too long and they just try to get rid of you Reviewed on: 8th June 2026

Love my PayPal credit card!

I find the PayPal credit card is ideal for my purchases over £100 enabling me to spread the cost over 4 months with no interest. Perfect Reviewed on: 8th June 2026

Great Support

Easy to use and excellent support when dealing with rogue transactions and sellers Reviewed on: 8th June 2026

Reliable and safe

Always had good service and professional experience Reviewed on: 8th June 2026

Very with service provider easy to use app

Very with service provider easy to use app Reviewed on: 8th June 2026

Spread the burden

Always available for you to use when you have an item that needs a bit more time to pay for. In an age where prices are on the increase it makes more sense to make the burden a little more accessible. Reviewed on: 8th June 2026

PayPal is a solid name when it comes to payment and...

PayPal is a solid name when it comes to payment and I'm always confident when paying with it as I know my money are in safe hands! PayPal Credit is a amazing option rewarding buyers to spread costs more effectively without paying any interest should your payments are prompt which is set by direct debit so you don't have to worry! Reviewed on: 8th June 2026

Best credit card around

Easy to use, still rewards you, also gave me 4 months interest free Reviewed on: 8th June 2026

I’ve been using PayPal for many years and never ever...

I’ve been using PayPal for many years and never ever had any issues or problems with it. Good safe way to pay for your goods! Reviewed on: 8th June 2026

Excellent platform, exceptional customer service

Excellent platform, exceptional customer service Reviewed on: 8th June 2026

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