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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144183 reviews)

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4.73

Based on 144,183 reviews, last reviewed 21st Jun 2026

4291550% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always professional, as you would hope and expect Always professional, as you would hope and expect Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144183)

I never had problem perfect service

I never had problem perfect service Reviewed on: 8th June 2026

Simple and easy too use hassle free

Always easy to use and PayPal credit is a great way to spread the cost if you find something and you don’t have the fund available Reviewed on: 8th June 2026

Fantastic Service and trustworthy

I have been using Paypal for over 15 years now. I had never had any problems and trust them with all transactions.. It gives me a sense of security, knowing that each transaction will go smoothly. I also love the option of buy now pay later and pay in 3, such a fantastic way if making payments that are affordable and tractable. Reviewed on: 8th June 2026

Customer services were great when I had a fraudulent...

Customer services were great when I had a fraudulent transaction appear on my account…. Very useful using PayPal credit for online transactions , only problem, sometimes payments made to PayPal credit are not instant and take a while to be deducted from your funding source Reviewed on: 8th June 2026

Excellent way to spread the cost of larger purchases

I've had a very positive experience with PayPal Credit. It's incredibly convenient, especially when making larger purchases over £99. The option to buy something now and pay it off over 4 months interest-free gives a lot of flexibility and makes budgeting much easier. The application process was straightforward, the account is easy to manage, and I've never had any issues using it when shopping online. Being able to combine the convenience of PayPal with flexible payment options is a big advantage. Overall, it's a great service that I've found reliable, simple to use, and very helpful when making bigger purchases. Highly recommended. Reviewed on: 8th June 2026

paypay credit is great!

paypay credit is great! relaxed payments, low interest and easy to manage Reviewed on: 8th June 2026

I have PayPal to pay retailers I don't know, I've sp...

I have PayPal to pay retailers I don't know, I've spread the cost of larger items over three payments and used PayPal credit, repay with no interest. All were easy, smooth, efficient with no issues. A great service and excellent experience. Reviewed on: 8th June 2026

Good service all around.

Good service all around. Never had any issues with PayPal. Reviewed on: 8th June 2026

Efficient, would recommend

As someone who uses credit cards for small everyday purchases paypal makes it really easy to do so online, and paying it off is always simple and fast. Reviewed on: 8th June 2026

As Tina Turner would have said simply the best

As Tina Turner would have said simply the best enough said. If you don’t use Paypal your not taking your finances seriously. Seriously! Reviewed on: 8th June 2026

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