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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,225 reviews, last reviewed 21st Jun 2026
4293450% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal gives me peace of mind security wise when usi... PayPal gives me peace of mind security wise when using it for online transactions. PayPal credit has also been a lifesaver for short months. Reviewed on: 21st June 2026
MISS E's avatar
MISS E

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144225)

Easy to use and customer service very helpful PayPal

5
Easy to use and customer service very helpful Reviewed on: 8th June 2026
Tom's avatar
Tom

Good option for pay in 3

5
Good option for pay in 3, you can use it many time Reviewed on: 8th June 2026
Omi's avatar
Omi

It’s great to be able to purchase items and send/rec...

5
It’s great to be able to purchase items and send/receive funds from across the globe. Very convenient and easy to use. Reviewed on: 8th June 2026
Bips A's avatar
Bips A

Amazing!

5
Amazing! Always use PayPal. Easy to use app, clear information. Reviewed on: 8th June 2026
Kelly W's avatar
Kelly W

Excellent product

5
Easy to apply. Good rates. Very friendly app Reviewed on: 8th June 2026
Krystian K's avatar
Krystian K

Great online financial service.

5
Paypal has been extremely useful for me, at times the ability to use paypal for transactions and especially the paypal credit facility has been very important. It is convenient, easy to use, and good customer service when needed. Reviewed on: 8th June 2026
Carl G's avatar
Carl G

Easy even for us neuro spicy users.

5
I use PayPal all the time. Its quick, easy and understandable. I'm neurodiverse so complicated throws me off. Not with PayPal Reviewed on: 8th June 2026
Kia W's avatar
Kia W

Paypal is the best.

5
Paypal is the best. Quick and easy. Excellent customer service Reviewed on: 8th June 2026
Harris Jamil's avatar
Harris Jamil

Great experience and easy pack back

5
Great experience and easy pack back Reviewed on: 8th June 2026
Eliza G's avatar
Eliza G

Helpful and useful

5
PayPal credit is very useful and helpful when you spend bigger amounts, and you can split the cost over 4 months. It does work amazingly well and again, it's very helpful. Reviewed on: 8th June 2026
Laura's avatar
Laura

Review PayPal: PayPal Credit now

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