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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,264 reviews, last reviewed 21st Jun 2026
4295300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great to use Paypal Credit. Always great to use Paypal Credit. I have been a customer for a long time and it’s an easy and reliable service Reviewed on: 21st June 2026
Anna-Maria Giokarini's avatar
Anna-Maria Giokarini

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144264)

Good service.

5
Good service. Trust. I like 0% for 3 and 4 months. Reviewed on: 9th June 2026
Ka No's avatar
Ka No

Pap is always transparent and simple

5
Pap is always transparent and simple Reviewed on: 9th June 2026
Orrette C's avatar
Orrette C

It’s amazing

5
I use PayPal week in week out. It’s flawless. Reviewed on: 9th June 2026
Robert Binns's avatar
Robert Binns

The flexibility of PayPal is just fantastic,I just f...

5
The flexibility of PayPal is just fantastic,I just feel at ease when I use this,basically I don’t worry Reviewed on: 9th June 2026
Marianne Burdett's avatar
Marianne Burdett

It’s always very easy to use the pay in 4...

5
It’s always very easy to use the pay in 4 facility Reviewed on: 9th June 2026
Mark's avatar
Mark

Good Payment Option

5
PayPal Credit has been easy to use and convenient for larger purchases. The application process was simple, and managing payments through the app is straightforward. Overall, I’ve had a good experience with it. Reviewed on: 9th June 2026
Libin30 's avatar
Libin30

PayPal my life line

5
I use d Oaypal to help me complete a purchase on a mobile phone I couldn’t pay outright. It also helps me at the end of the month when cash is low, to help me visit estranged family members. Thank you so much. You are my life line Reviewed on: 9th June 2026
valcy johns's avatar
valcy johns

So far, so good!

5
I'm still relatively new to it but it was easy to set up and to understand how it works. It has a really good interest offer and is really convenient to use because it's right there on your PayPal app with everything else. You can choose whether you have a physical card too. Reviewed on: 9th June 2026
CL's avatar
CL

Fast, easy, reliable and secure!

5
Fast, easy, reliable and secure! I rely on PayPal Credit for payments that I need that bit of extra time to pay off. The process is quick and easy, with competitive rates, and my account is clearly laid out and simple to navigate. Reviewed on: 9th June 2026
Nicky B's avatar
Nicky B

I've been using PayPal since it started...

5
I've been using PayPal near enough since it started, I've only ever had to contact costumer services once I think many years ago and as I recall the matter was resolved quickly and easily. The app is great, honestly some apps are so complicated and clunky and just difficult to navigate, I've always found the PayPal app really easy. I almost always choose PayPal as a checkout option because I trust PayPal to protect my information and support me if anything was to go wrong with my purchase. So yeah, very happy with PayPal, think it's a great service, overall, no faults. Reviewed on: 9th June 2026
Sophie Lewis's avatar
Sophie Lewis

Review PayPal: PayPal Credit now

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