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PayPal: PayPal Credit reviews

4.73
Based on 143,612 reviews, last reviewed 21st Jun 2026
4265400% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great value for money It’s been great to use PayPal credit to pay for services. recently I have been using PayPal credit to pay for holidays. no issues. Reviewed on: 21st June 2026
Syed 's avatar
Syed

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143612)

Bank no. PayPal YES!

5
I had an issue with my bank blocking a PayPal payment, I had contacted PP about this and they were able to tell me exactly what I had to do with my bank as it was a common issue. Reviewed on: 8th June 2026

Excellent , very useful , I really happy

5
Excellent , very useful , I really happy Reviewed on: 8th June 2026

I like the fact that I have 4 months to pay off the...

4
I like the fact that I have 4 months to pay off the credit if I spent £100 or more. Its very manageable. Reviewed on: 8th June 2026

Perfection

5
Absolutely faultless service and a perfect fit,for all my needs Reviewed on: 8th June 2026

value for money and efficient

5
Good value for money and quick and efficient Reviewed on: 8th June 2026

Easy and Rewarding

5
I find it easy to use and in cases where I can't use a particular credit card. I also like the fact that I am rewarded. Reviewed on: 8th June 2026

Been wit PayPal for many years.

5
I'm an old client, been wit PayPal for many years. From paying online shopping to sending money abroad, to now using their credit facilities. They deal with everything, from setting all up to reminding me it's time to pay. Reviewed on: 8th June 2026

I had an issue with adding a pay pal card onto googl...

5
I had an issue with adding a pay pal card onto google pay app and I had to contact them about it. It wasn't easy trying to find out how to contact them and I couldn't find a UK number to reach them on. Reviewed on: 8th June 2026

I like the PayPal gautantee and if something goes wr...

5
I like the PayPal gautantee and if something goes wrong you are covered. Reviewed on: 8th June 2026

Great customer service

5
Great customer service, just a bit of a wait to get through Reviewed on: 8th June 2026

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