Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,616 reviews, last reviewed 21st Jun 2026
4265500% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I really appreciate the 0% APR offers. I really appreciate the 0% APR offers. It enables me to split the payments without worrying that my debt is increasing. It is also very easy to set up... Read more Reviewed on: 21st June 2026
AI's avatar
AI

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143616)

I've had an excellent experience using PayPal.

5
I've had an excellent experience using PayPal. The platform is secure, easy to use, and makes sending and receiving payments quick and hassle-free. Reviewed on: 8th June 2026

Have used and trusted PayPal for years and have neve...

5
Have used and trusted PayPal for years and have never encountered any kind of issue. Trustworthy and reliable. Reviewed on: 8th June 2026

Excellent service...

5
I have used PayPal for years and have slways found it to be efficient and very easy to check the your account. Reviewed on: 8th June 2026

Straightforward to use.

5
Straightforward to use.Trusted. Pay in 3 great Reviewed on: 8th June 2026

when something works as it should

5
I've been a customer for over 10 years, customer service has always been great sorting stuff and answering questions Reviewed on: 8th June 2026

Great service!

5
Great service! Very helpful and easy to use app Reviewed on: 8th June 2026

I want to buy a phone but it was too expensive PayPa...

5
I want to buy a phone but it was too expensive PayPal helped me to pay monthly without any interest so I'm very thankful to them. Reviewed on: 8th June 2026

Very good service and friendly

5
Very good Excellent service and easy to use and love this service Reviewed on: 8th June 2026

Love PayPal

5
Love PayPal for making online purchases makes me feel safe and also offers great rewards, cashback and other incentives for using my account Reviewed on: 8th June 2026

My wallet

5
Pay pal have a excellent service and hrlp me a lot over 10 yeras! Thankyou so much! Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74546 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products