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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,629 reviews, last reviewed 21st Jun 2026
4266150% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable, can use it on many shops Very reliable, can use it on many shops Reviewed on: 21st June 2026
kaz's avatar
kaz

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143629)

They ordered higher credit and you need to op in to...

5
They ordered higher credit and you need to op in to except which is better then automatically putting your credit amount up. Reviewed on: 8th June 2026
Freddie M's avatar
Freddie M

Safe &secure payment.

5
Safe &secure payment.good customer service. Reviewed on: 8th June 2026
ali s's avatar
ali s

A brilliant company.

5
A brilliant company. I do not have to keep putting my credit/debit card details onto several companies I deal with. Reviewed on: 8th June 2026
Frank Smith's avatar
Frank Smith

Trustworthy and reliable

5
Been using paypal since 2006 and they have sorted every problem and issue and given me credit when I most needed it.would totally recommend as they are the most trustworthy out there. Reviewed on: 8th June 2026
Margaret E's avatar
Margaret E

Excellent as always, never had any problem since I h...

5
Excellent as always, never had any problem since I had account Reviewed on: 8th June 2026
Babydoll's avatar
Babydoll

Simple way to "buy now, pay later"

5
Seem less to use and allows me to continue to earn interest on savings while slowly paying off purchases interest-free. Probably helps make some borderline purchases seem more attractive, which can be a benefit depending on your point of view! Reviewed on: 8th June 2026
Hollowpoint's avatar
Hollowpoint

Paypal credit say yes

5
Paypal credit was easy to apply for a couple of questions and then you get an answer Really simple to pay and even create a direct debit for Reviewed on: 8th June 2026
Amanda F's avatar
Amanda F

Love paypala buy now pay later option.

5
Love paypala buy now pay later option. Reviewed on: 8th June 2026
Agne's avatar
Agne

Love the new points system.

5
Love the new points system. This encourages me using paypal more instead of my credit card Reviewed on: 8th June 2026
Sau-Yee Lee's avatar
Sau-Yee Lee

Easy to use and reliable service

5
I've been using PayPal Credit for some time now and have found it to be a convenient and flexible way to spread the cost of purchases. The application process was straightforward, payments are easy to manage, and the online account provides a clear overview of balances and transactions. The promotional interest-free periods can be particularly useful when making larger purchases, helping to manage cash flow without immediate pressure. Overall, I've found the service reliable and simple to use, and it has been a helpful payment option when needed. A positive experience overall. Reviewed on: 8th June 2026
Sarah B's avatar
Sarah B

Review PayPal: PayPal Credit now

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