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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143859 reviews)

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4.73

Based on 143,859 reviews, last reviewed 21st Jun 2026

4276750% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Daras 240179 am satisfied with the very fast and flexible cooperation, convenient interest rates and repayments Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143859)

Really love the pay in 3 optionTHe opportunity to ha...

Really love the pay in 3 optionTHe opportunity to have 0% is very useful Reviewed on: 8th June 2026

I have been using my credit card for a while now for...

I have been using my credit card for a while now for different purposes,and so far i am very happy with paypal,easy to use and easy to use Reviewed on: 8th June 2026

Pay Pal credit great and simple to use

I find Pay Pal credit simple to use and understand providing you read the conditions it allows me to make large purchases and pay off over a period of time this worked for me, I usually try and wait for when they have an interest free period of time this offsets the interest on the complete purchase. A drawback of using this is that if you purchase multiple items over a period of time the monthly payments can stack up and you could be paying more a month then you want to, although this is more about managing your spending but still something to watch. Reviewed on: 8th June 2026

Frienfly and knowledgable customer service

Frienfly and knowledgable customer service Reviewed on: 8th June 2026

Very easy service and app to use, particularly like...

Very easy service and app to use, particularly like the pay in three. Reviewed on: 8th June 2026

Easy to use, good for spreading payments with no int...

Easy to use, good for spreading payments with no interest. All works easily from the app and the same PayPal experience I’ve used for years. Reviewed on: 8th June 2026

Best experience of my life, don’t think I could ask...

Best experience of my life, don’t think I could ask for more Reviewed on: 8th June 2026

Spot on, no issues, easy to use.

Spot on, no issues, easy to use. Have been using PayPal for years and never had any problems - would recommend. Reviewed on: 8th June 2026

Have used PayPal Credit on a few occasions.

Have used PayPal Credit on a few occasions. All seems to work well with reminders when payments are due. Always had a fairly quick response from customer services when I had a query. Just need to make sure you dont miss any payments and make the final payment before the due date. Or face the dreaded interest. Reviewed on: 8th June 2026

Multiple retailers

I've used it a few times. The terms are simple to use and available with a lot of retailers. Reviewed on: 8th June 2026

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