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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Outstanding!! Read my review!

I've used PayPal for a wide range of purchases and payment methods over the years, and it's consistently been one of the easiest and most reliable ways to pay. Whether I'm shopping online, sending money, or paying businesses, transactions are quick, secure, and straightforward. I really like the flexibility of being able to choose different payment methods, and the extra layer of buyer protection gives me added peace of mind when shopping. The app and website are easy to use, and everything is well organised, making it simple to keep track of payments. Overall, PayPal has always been dependable for me, and I wouldn't hesitate to recommend it to anyone looking for a safe, convenient, and trusted payment service. Five stars! Reviewed on: 13th July 2026

Never really had any issues but the one I did have P...

Never really had any issues but the one I did have PayPal made it effortless to get my monies back. Reviewed on: 13th July 2026

Easy safe way to pay for goods

Easiest safe way to pay for goods Reviewed on: 13th July 2026

Very nice and easy, reliable service.

Very nice and easy, reliable service. Reviewed on: 13th July 2026

Easy to use and manage

Easy to use, simple instructions, clear about what to do and the product. Easy to manage and do your payments in the app. Reviewed on: 13th July 2026

Good experience with PayPal fast and efficient no de...

Good experience with PayPal fast and efficient no delays in any circumstances. Reviewed on: 13th July 2026

I trust PayPal to always keep my account safe & secure.

I trust PayPal to always keep my account safe & secure. It’s good to know that if I need to split any payments into 3 monthly payments, PayPal always helps me up to this. Reviewed on: 13th July 2026

great service

great service for me I like you can pay in 3 and you receive email reminders for payments Reviewed on: 13th July 2026

Reliable and easy to use

I’ve been using PayPal Credit for a while now and haven’t had any issues. The application process was straightforward, payments are easy to manage, and I’ve never had problems with charges or customer service. Would recommend if you need a bit of flexibility for online purchases. Reviewed on: 13th July 2026

Easy to use and navigate PayPal

Easy to use and navigate never had to contact customer service as all the information is there people want to self serv Reviewed on: 13th July 2026

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