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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171344)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It works well what more is there to say.

It works well what more is there to say. Reviewed on: 8th July 2026

All clear except the paypal credit payment process.

All clear except the paypal credit payment process. Once you understand how it works it is easier. You have multiple BNPL options like paypal credit or pay in 3. Also can use 0% apr installment plans. Reviewed on: 8th July 2026

I needed to get a watch and couldn’t afford it outri...

I needed to get a watch and couldn’t afford it outrightly, to my surprise PayPal gave me a very good credit option which I made use of and I am very happy with. Reviewed on: 8th July 2026

I always pay with paypal when I can because you have...

I always pay with paypal when I can because you have a guarentee if ahything goes wrong you have backup Reviewed on: 8th July 2026

Excellent

So far, I’ve been very happy with PayPal Credit; I’ve been using it for several years and have never had any issues. Thank you. Reviewed on: 8th July 2026

PayPal is an easy and secure way to make payments.

PayPal is an easy and secure way to make payments. I have been using it to make most of my payments online knowing that my money is safe from fraud and phishing. Easy and enjoyable experience. Reviewed on: 8th July 2026

I have enjoyed the experience of paypal

I have enjoyed the experience of paypal Reviewed on: 8th July 2026

Quick simple and easy

Quick simple and easy no messing about Reviewed on: 8th July 2026

Simplicity at its best very easy to use

Simplicity at its best very easy to use Reviewed on: 8th July 2026

Never had any issues.

Always a positive experience. Customer services are easy to use. Reviewed on: 8th July 2026

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