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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109471 reviews)

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4.90

Based on 109,471 reviews, last reviewed 18th May 2026

2703700% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal credit for almost 5 years,... I have been using PayPal credit for almost 5 years, this has given me peace of mind knowing fully well you have four months interest free before payin... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109471)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to spread the cost

Easy to spread the cost over three months Reviewed on: 15th May 2026

Flexible payments.

Flexible payments. Easy to use. Good amount of credit offered. Awesome service. Reviewed on: 15th May 2026

Pay pal credit has helped me

Pay pal credit has helped me take the load off finances Reviewed on: 15th May 2026

The best retail financial provider

when buy online through paypal it feels more safe, the ability to do pay in 3 interest free is amazing Reviewed on: 15th May 2026

Best services

Best service , quality and quick transaction Reviewed on: 15th May 2026

Excellent customer service

Easy app to use and paypal has always sorted any disputes with ebayer users for me Reviewed on: 15th May 2026

Easier than Apple Pay or credit card to pay, supper...

Easier than Apple Pay or credit card to pay, supper simple use every time where possible Reviewed on: 15th May 2026

Everything good

Everything good good good and also help me so Thanks so much Reviewed on: 15th May 2026

Excellent customer service and helps manage finances.

Excellent customer service and helps manage finances. Life saver. Reviewed on: 15th May 2026

Great experience, never had any issues

Great experience, never had any issues Reviewed on: 15th May 2026

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