Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

First digital banking app for easy transfers and the...

First digital banking app for easy transfers and the possibility of sources different cards. Reviewed on: 14th July 2026

When contact customer service they are really helpful.

When contact customer service they are really helpful. Reviewed on: 13th July 2026

Easy to manage

Paypal account is very easy way to pay and manage . Reviewed on: 13th July 2026

Good and help with big transaction i love the pay i...

Good and help with big transaction i love the pay in 3 features Reviewed on: 13th July 2026

I am happy with PayPal service so far with pleasant...

I am happy with PayPal service so far with pleasant customer service Reviewed on: 13th July 2026

good experience and very satisfied with everything

good experience and very satisfied with everything Reviewed on: 13th July 2026

Amazing, it’s easy to use and helpful

Amazing, it’s easy to use and helpful Reviewed on: 13th July 2026

Paypal helps me maximise my hard-earned money.

Paypal helps me maximise my hard-earned money. Reviewed on: 13th July 2026

Paypal has always been beneficial to my financial help

Paypal has always been beneficial to my financial help Reviewed on: 13th July 2026

Helps manage my bills over the month if purchases ar...

Helps manage my bills over the month if purchases are necessary Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub