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PayPal: PayPal Credit reviews

4.90
Based on 109,477 reviews, last reviewed 18th May 2026
2704000% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Confidence, ease and security PayPal makes it easy to make purchases and the confidence that it’s secure. It takes the worry away from scams etc Reviewed on: 18th May 2026
Ali J 's avatar
Ali J

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109477)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Best services

5
Best service , quality and quick transaction Reviewed on: 15th May 2026

Excellent customer service

5
Easy app to use and paypal has always sorted any disputes with ebayer users for me Reviewed on: 15th May 2026

Easier than Apple Pay or credit card to pay, supper...

5
Easier than Apple Pay or credit card to pay, supper simple use every time where possible Reviewed on: 15th May 2026

Everything good

5
Everything good good good and also help me so Thanks so much Reviewed on: 15th May 2026

Excellent customer service and helps manage finances.

5
Excellent customer service and helps manage finances. Life saver. Reviewed on: 15th May 2026

Great experience, never had any issues

5
Great experience, never had any issues Reviewed on: 15th May 2026

I ve been using Paypal for so many years.

5
I ve been using Paypal for so many years. Never veen disapointed Reviewed on: 15th May 2026

Intuitive & simple to use

5
Intuitive, easy to use - & most importantly is quick and widely accepted. Quite simply, it is the most trustworthy and simple means to access quick credit. Reviewed on: 15th May 2026

I have used Paypal for years and I find it a conveni...

5
I have used Paypal for years and I find it a convenient way to pay for things online and a way to receive money from others. The introduction of pay in 3 is great as it allows me to spread the cost of larger purchases over 3 months without paying any interest. Having it all online allows me to check transactions easily. Reviewed on: 15th May 2026

I love the pay in three option and use pay pal credi...

5
I love the pay in three option and use pay pal credit for all my holidays excellent service to split the cost with no interest added Reviewed on: 15th May 2026