Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171518)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Overall my experience with PayPal has been good I’ve...

Overall my experience with PayPal has been good I’ve been with PayPal for a number of years and have seen the changes and the improvements Reviewed on: 8th July 2026

PayPal credit

Me and my family members have used this, can use it for as little as 4 months or longer if needed which is very handy. I would choose this over other forms of credit without a second guess. It is easy to use and makes your purchase feel protected Reviewed on: 8th July 2026

PayPal allows me to make bigger purchases and spread...

PayPal allows me to make bigger purchases and spread the cost affordably. Reviewed on: 8th July 2026

PayPal has fast and valuable customer service.

PayPal has fast and valuable customer service. It's easy to connect and get connected Reviewed on: 8th July 2026

Flexible credit facility.

Flexible credit facility. If i spent £100 i can pay over 4 months without interest this give peace of mind when purchasing higher value goods and services Reviewed on: 8th July 2026

Best app ever found.

Best app ever found. Its always helpful when I'm short of money. 0% for 4 months gives good value time for money. Reviewed on: 8th July 2026

I love experience so far especially 4 months divided...

I love experience so far especially 4 months divided payments with zero interest Reviewed on: 8th July 2026

So easy to set up and use.

So easy to set up and use. So user friendly Reviewed on: 8th July 2026

0% interest

Would like longer interest free period than 4 months, 6 months would work much better Reviewed on: 8th July 2026

So easy, safe, reliable.

So easy, safe, reliable. I’ve used it for years. Can’t fault it. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94431 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub