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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,026 reviews, last reviewed 20th Jun 2026
4238850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with pay later services. Amazing experience with pay later services. Reviewed on: 20th June 2026
Alex G's avatar
Alex G

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143026)

Helped out when carrying out a large purchase.

5
Helped out when carrying out a large purchase. Repayments were flexible to suit me Reviewed on: 8th June 2026
Nisfo's avatar
Nisfo

Amazing services

5
I have had a great experience with paypal, from credit card to paying installments, sending and receiving money. It’s so easy to use paypal and whenever I need help the customer service team is always helpful Reviewed on: 8th June 2026
Ewura A's avatar
Ewura A

I have been using PayPal for many years, and I have...

4
I have been using PayPal for many years, and I have had a great experience. Reviewed on: 8th June 2026
P E's avatar
P E

Easy to use and best interest rate.

5
Easy to use and best interest rate. I love it, especially 0% 4 months interest free Reviewed on: 8th June 2026
MARY CHRISTIANA KWASIN's avatar
MARY CHRISTIANA KWASIN

The gold standard for safe, fast & effortless shopping!

5
I have been using PayPal for both personal shopping and sending money to friends for over five years, and it remains the most reliable payment service available. What I appreciate most is the security. I love being able to check out on retail websites without constantly exposing my credit card or bank account details directly to the merchant. The PayPal mobile app is incredibly streamlined, fast, and lets me view all of my different accounts and digital payment footprints in one centralized place. Furthermore, their Buyer Protection and Resolution Centre give me complete peace of mind when buying from new or unfamiliar online storefronts. Transactions are always swift, and whenever I have had to request a refund, the process was handled smoothly. It is completely free for everyday customer purchases, making it an absolute win. Highly recommended! Reviewed on: 8th June 2026
Nadeem H's avatar
Nadeem H

Very helpful, easy to navigate, dont know what to ss...

5
Very helpful, easy to navigate, dont know what to ssy ,good service Reviewed on: 8th June 2026
Paul G's avatar
Paul G

Have enough time repay without interest when I want...

5
Have enough time repay without interest when I want pay always didn’t find any difficulty Reviewed on: 8th June 2026
Raeha 's avatar
Raeha

Good experiences with PayPal credit

5
Have had no problems with PayPal credit and it's been a good way to manage larger purchases over time. Have used several times and am happy with the service. Reviewed on: 8th June 2026
Alan V's avatar
Alan V

I use very regularly

5
I use it regularly to buy online for peace of mind Reviewed on: 8th June 2026
SHANCLAN's avatar
SHANCLAN

I have been using PayPal for years and they have nev...

5
I have been using PayPal for years and they have never let me down Reviewed on: 8th June 2026
Grace M's avatar
Grace M

Review PayPal: PayPal Credit now

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