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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,036 reviews, last reviewed 20th Jun 2026
4239250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal is I love because is safe... My experience with PayPal is I love because is safe and very easy to manage Reviewed on: 20th June 2026
David Cambero Perez 's avatar
David Cambero Perez

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143036)

Good experience

5
Always a good experience with PayPal. Transfer, paying or credit card always good! Reviewed on: 8th June 2026
George G's avatar
George G

I opened an account securely and easily.

5
I opened an account securely and easily. No hassle. I can pay knowing I have credit available with nothing hidden. It is there for when I need it. Reviewed on: 8th June 2026
Michelle G's avatar
Michelle G

User friendly app with clear information relating to...

5
User friendly app with clear information relating to each account. Responsible lending and can be used almost anywhere. The capability to use on Apple Pay is very convenient. Reviewed on: 8th June 2026
Waheeda B's avatar
Waheeda B

reliable,straight forward, safe.

5
reliable,straight forward, safe.havent disappointed till now Reviewed on: 8th June 2026
Anonymous's avatar
Anonymous

Paypal, okay

3
Okay, PayPal credit breakdown isn't very clear Reviewed on: 8th June 2026
User thirty seven's avatar
User thirty seven

Every ecounter I have has always been productive and...

5
Every ecounter I have has always been productive and efficient. Problem alsways resolved quickly. Pay in 4 monghs is wonderfull to hep spread out large costs Reviewed on: 8th June 2026
Ganiat F's avatar
Ganiat F

Excellent payment options and great customer service

5
Excellent payment options and great customer service Reviewed on: 8th June 2026
Michael's avatar
Michael

Always been excellent with me and always there when...

5
Always been excellent with me and always there when i need them. Reviewed on: 8th June 2026
Liam M's avatar
Liam M

A good way to buy product and pay later

5
A good way to buy product and pay later Reviewed on: 8th June 2026
Tony Campbell's avatar
Tony Campbell

So easy and secure.

5
So easy and secure. Use PayPal at every opportunity, Great 0% payment options, very quick and easy payments but most of all, I love the security that comes with using PayPal, I don't need to keep giving out my bank and card details in an unsecure digital world. Reviewed on: 8th June 2026
David M's avatar
David M

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