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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143045 reviews)

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4.73

Based on 143,045 reviews, last reviewed 20th Jun 2026

4239600% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143045)

Easy to use and great for paying friends

Easy to use and great for paying friends Reviewed on: 8th June 2026

Great options allround.

Great options on how to pay spread costs and interest is value. Reviewed on: 8th June 2026

PayPal is easy to use and very convenient for online...

PayPal is easy to use and very convenient for online payments. It’s secure and widely accepted, but the fees can be a bit high. Reviewed on: 8th June 2026

Spending with peace of mind guaranteed.

Spending money through PayPal has and will still be the safest way I have ever spent money. From past experience I cannot see that changing. Every item you purchase I have found that I have had 100% backing from PayPal. Reviewed on: 8th June 2026

PayPal provides security and peace of mind with quic...

PayPal provides security and peace of mind with quick decisions, and gives us a solution to all transactions with our money and accessibility to credit if needed. Reviewed on: 8th June 2026

easy and interest free

Easy to use, I use it for all my large purchases and have A good amount of time interest free to pay them off Reviewed on: 8th June 2026

Paywell with PayPal

Brilliant way to pay, safe secure and easy to navigate, everything at your fingertips Reviewed on: 8th June 2026

Constantly improving !

I love that they constantly keep me updated with delivery of my parcels, new products and schemes. They make budgeting easy as I can split my payments on orders. Just brilliant, they seem to be constantly improving. Well done PayPal! Reviewed on: 8th June 2026

Safe way to buy stuff online.

Safe way to buy stuff online. Good credit options with pay in 3 or PayPal credit. Also, help with disputes. Reviewed on: 8th June 2026

feel safer using it

Easy to use, quick, just what I need, feel safer using it Reviewed on: 8th June 2026

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