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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142998 reviews)

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4.73

Based on 142,998 reviews, last reviewed 19th Jun 2026

4237500% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I didn't know about the PayPal was so good. I didn't know about the PayPal was so good. When I started using it felt genuinely blessed. The product service is the best. Even I got credit card wi... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142998)

Absolutely love PayPal - excellent customer services...

Absolutely love PayPal - excellent customer services and so convenient Reviewed on: 8th June 2026

Always reliable and PayPal have always answered quer...

Always reliable and PayPal have always answered queries quickly Reviewed on: 8th June 2026

Good communication with the assistance, good deals p...

Good communication with the assistance, good deals provided on purchases Reviewed on: 8th June 2026

Always easy to manage my payments.

Always easy to manage my payments. Reviewed on: 8th June 2026

PayPal is easy to use , minus a couple of app bugs w...

PayPal is easy to use , minus a couple of app bugs which look of been fixed via updates Reviewed on: 8th June 2026

Excellent Card

Never had an issue and statement is very clear on purchases and due dates .. great when they give a few months to pay on some purchases .. emails from them are great for balance due dates too for a reminder Reviewed on: 8th June 2026

Easy to set up and simple to use

Easy to set up and simple to use Reviewed on: 8th June 2026

Great service from PayPal

Great to be able to spread payments over 4 months. It makes it possible to buy things you wouldn’t be able to afford otherwise. Reviewed on: 8th June 2026

PayPal is my goto Payment method

I use PayPal all the time, I tend to avoid sites that don't use it. I've had issues with refunds from vendors in the past and PayPal always get my money back. For the occasional large order I use PayPal credit, 0% Apr if less than 4 months which is perfect for household goods. Reviewed on: 8th June 2026

Simple and straightforward to understand and use

Simple and straightforward to understand and use Reviewed on: 8th June 2026

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