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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,972 reviews, last reviewed 19th Jun 2026
4236300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal and PayPal credit for the pas... I’ve been using PayPal and PayPal credit for the past 14 years and never had a problem. I had a scam on my account 2 months ago and I contacted PayPal... Read more Reviewed on: 19th June 2026
Darren H's avatar
Darren H

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142972)

I’ve been a loyal customer to PayPal since i was 18...

5
I’ve been a loyal customer to PayPal since i was 18 and am satisfied with its features, the ease of credit applications, payment installments etc. and its reliability Reviewed on: 8th June 2026
Rachael P's avatar
Rachael P

Easy financing for when you really need it

5
Easy financing for when you really need it Reviewed on: 8th June 2026
Happyshopper's avatar
Happyshopper

Security is paramount

5
Highly reliable and user-friendly digital payment platform that makes online transactions simple and secure. I tried many financial institutions from a flight with satellite internet connections - and only Paypal could identify the risk and refused to proceed. I have also found the platform to be efficient for sending and receiving payments, managing international transactions, and integrating with various e-commerce solutions. The user interface is intuitive, and the security features provide confidence when handling financial transactions. Reviewed on: 8th June 2026
Ashish S's avatar
Ashish S

My experience with Paypal

4
I had a very positive experience using the platform. It was easy to navigate, secure, and convenient for sending and receiving payments. Transactions were processed smoothly, and I found the service reliable for managing online payments. Overall, I was satisfied with my experience using PayPal. Reviewed on: 8th June 2026
Abi's avatar
Abi

Reliable online payment service

5
With PayPal credit it’s easy payment flexibility &Trusted financing option. I’ve been using PayPal for many years and consider it one of the safest and most convenient ways to make online payments. Reviewed on: 8th June 2026
N N's avatar
N N

Paying with PayPal

5
I often use PayPal for purchases and to spread the cost of more expensive purchases. The App is easy to follow and helps with keeping track of payments, time frames and payment due dates. when buying a product online from a retailer I haven’t previously used I feel confident if PayPal is accepted that I have a platform for security of payment and a reliable service should a refund be required. Reviewed on: 8th June 2026
JG 's avatar
JG

Always trusted and quick to use.

5
Always trusted and quick to use. Kkkkkklllkkkkkkkklfglgdgklhfjkffjjfjkggkgfkhgkjgk Reviewed on: 8th June 2026
Kristyna Z's avatar
Kristyna Z

Paypal Credit experience is smooth,

5
Paypal Credit experience is smooth, Reviewed on: 8th June 2026
ADO's avatar
ADO

Quick and simple

5
Quick and easy… plus I had 4konths flexibility to pay the amount Reviewed on: 8th June 2026
PARDEEP SINGH JAGPAL's avatar
PARDEEP SINGH JAGPAL

Lots of options and very easy to use

5
Lots of options and very easy to use Reviewed on: 8th June 2026
N C's avatar
N C

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